Worldwide Journey Medical Insurance coverage for Seniors

Helen, from Charlotte, North Carolina referred to as into our workplace a number of weeks in the past and was asking for worldwide medical insurance coverage for seniors. She was so excited to go abroad to go to her grandkids in Singapore throughout their faculty break finish of this 12 months. Helen stated she simply turned 65 years younger and was celebrating her birthday with this two-month lengthy journey to see her grand-kids.

Listed here are her 4 nice journey medical insurance coverage questions –

Query: Since I’m heading over to Singapore after which Bali for these two month-long journeys to see my grand-kids, is there any journey medical insurance coverage that may work for me at my younger age of 65?
Reply: Though an individual at age 65 can be eligible for many journey medical insurance coverage choices, sure elements will have to be thought-about to your protection.
Helen, listed here are some issues to contemplate
• Some journey medical insurance coverage can have restricted or no protection for pre-existing circumstances. However Good Neighbor Insurance coverage has some journey medical insurance coverage, that may probably suit your wants. We provide plans with strong journey medical insurance coverage that may cowl most pre-existing medical circumstances.
• Additionally, some journey medical insurance coverage advantages might have lesser or restricted insurance coverage advantages for these over 65. However relaxation assured, Helen, we’ve got the very best and strongest journey medical insurance coverage protection. There are nice journey insurance coverage choices, and even journey cancellation insurance coverage, that we will present for you in your worldwide travels.

Query: I’ve Medicare within the U.S. Wouldn’t my Medicare cowl me whereas I’m outdoors of the States?
Reply:
• In most conditions, your Medicare is not going to cowl your medical prices whereas touring internationally.
• When you have a Medigap plan that has worldwide protection, these plans sometimes have a low deductible and a excessive coinsurance with decrease medical most protection. At the moment the journey medical half covers as much as $50,000 USD the place you’ll pay $10,250 out of pocket of that 50k quantity.
• However crucial half, Helen, of any journey medical insurance coverage coverage is your emergency medical evacuation cowl. Your Medicare is not going to cowl any medical evacuation outdoors the U.S.
• At the moment, a typical emergency medical evacuation expense is round $50,000 to $300,000 USD. We’ve got seen many emergency medical evacuation prices go effectively above $250,000, particularly when choosing our shoppers up from distant areas.

Query: I at the moment take medicine for hypertension. Do I have to be nervous a couple of pre-existing medical situation?
Reply:
• Sure, Helen. Even vacationers underneath the age of 65 will wish to ensure that their journey medical protection will cowl them for sudden onset of a pre-existing situation.
• However it’s crucial that these over the age of 65 have the right journey medical insurance coverage coverage.
• Some journey medical insurance coverage choices don’t cowl pre-existing medical circumstances for senior aged vacationers.
• Extra importantly, Helen, with restricted or no protection for a pre-existing medical situation, these journey medical insurance coverage provide no protection for medical evacuation for a pre-existing situation.
• Nonetheless, the excellent news is that we at Good Neighbor Insurance coverage, have strong journey medical insurance coverage choices that may present the safety you want.

Query:
• I even have a childhood buddy who can be going to satisfy me over in Singapore for a number of days.
• She desires to convey her mother together with her on her journey. Her mother is 95 years previous.
• Is there a journey medical insurance coverage coverage that may cowl her mother for his or her travels outdoors the U.S?
Reply: Though journey medical insurance coverage protection could also be restricted for somebody of her mother’s age, we will nonetheless discover a journey medical insurance coverage plan that may cowl her.

For probably the most up-to-date data on our journey medical insurance coverage choices for seniors, please –
• go to our internet web page at
• or name one in all our worldwide expat and journey insurance coverage brokers at 480-813-9100 or toll free at 866-636-9100 right here in Gilbert, Arizona, USA
• or e-mail us at data@gninsurance.com.

Secure Travels – out of your GNI Group!

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